Skip Navigation

Howard Community College - Continuing Education

<< To HCC Main SiteContact Us | Maps & Directions 

Continuing Education (Noncredit)

Business and Workforce Development

Courses

Registration and Payment

Student Services

General Information

 

Lifestyle & Leisure

Finance & Investment

Noncredit Continuing Education Fall 2014 Courses

NOTE: Room numbers are posted in each building lobby on the day of class.

Retirement Planning for Today
Are you overwhelmed by the myriad of financial decisions you must make in order to ensure that you can retire? There are so many products and ‘sales pitches.’ Today, “retirement” means something completely different than it did even 30 years ago. This course is designed to integrate planning for life–through all of its phases–with an understanding of the many tools: qualified plans and IRAs, investments, insurances, tax laws, estate documents and planning that can help you effectively achieve YOUR objectives. Whether you are just beginning to develop a plan or are rapidly approaching retirement, this course will focus on mastering the critical ability to properly allocate your financial resources; understand the phenomenon of global markets; fully comprehend and put into action the right investment and tax-efficient strategies; and become a more disciplined investor. After all, your whole financial well-being depends on these things. This course includes a textbook. Couples may attend together for a single registration fee. Class sizes are limited, so register today. Instructor J’Neanne Theus. $79 (includes $65 in fees*)
Tue 6:30pm-9:30pm, Sep 2-Sep 9
#9098   XE 151 6431 Centennial High School
Sat 9am-12pm, Sep 13-Sep 20
#9103   XE 151 6433 Hickory Ridge
Tue 6:30pm-9:30pm, Oct 21-Oct 28
#9104   XE 151 6669 Centennial High School
Thu 6:30pm-9:30pm, Oct 30-Nov 6
#9105   XE 151 6438 Centennial High School

Register Now

Rejuvenate Your Retirement: A Class for Retirees 
This course includes a 143-page illustrated workbook. Couples may attend together for a single registration fee. Class size is limited, so register today! This unique and comprehensive course focuses on the issues and financial concepts that are important to retirees. In straightforward language, this class explains financial strategies designed to accomplish objectives such as tax-efficient income planning, lifestyle preservation, inflation protection and providing a legacy. However, money is only one aspect of post-retirement planning. We introduce fun and fulfilling activities such as travel, hobbies, sports, crafts, socializing, business ventures and lifelong learning to help you make the most of your retirement years. Instructor: Chris Gordon. $49** (fee based, no waivers)
Thu 1pm-3pm, Oct 2-Oct 9
#8899   XE 144 6693 Gateway Campus
Tue 10am-12pm, Oct 7-Oct 14
#8901   XE 144 6659 Gateway Campus

Register Now

Retirement Income and Income Tax Planning ★NEW!★
Everyone wants to save enough for their retirement. However, planning for the income phase of your retirement requires that you explore several aspects and different approaches in order to survive well in retirement. Income planning for retirement is a “whole different ballgame” today. Topics covered in this class include: risks and strategies to consider during accumulation vs. distribution; structuring investment income to reduce taxes; maximizing retirement income by understanding social security key issues; determining whether social security will be enough and will you get the most of it; recognizing unnecessary tax payments on social security benefits; being mindful of taxes when diversifying assets; covering inflation in your income; understanding and agreeing with your financial plan. Join instructor Andrew Paladino, CPA and financial advisor, to obtain this information. $49** (includes $40 in fees*)
Wed 7pm-9pm, Sep 24
#8866   XE 191 6652 Centennial High School

Register Now

IRA 401K Distribution Options
How do you plan to maximize your retirement benefits when you retire? This class will discuss tax reduction strategies to plan for a retirement income that will last a lifetime. You will learn: to maximize your income during retirement, to recognize the importance of beneficiary designations, to address healthcare concerns and asset protection stategies, how to convert IRA’s into Roth IRA’s, and how to keep money in your IRA’s using the stretch IRA concept. $49** (includes $40 in fees*)
Sat 10am-12pm, Oct 18
#8902   XE 604 6660 Hickory Ridge

Register Now

Upgrading: Successful No-Load Mutual Fund Investing ★NEW!★
Build your personal fortune for retirement through the proven strategies of no-load mutual fund upgrading. This course will explain advantages of investing in no-load funds, describe risk and proven ways to mitigate risk by growing rich slowly over time through diversification. Upgrading is a method of momentum style investing that helps the “diy” investor. As more individuals are required to manage their own 401K plans, this course will help you understand the very best means of securing a wealth retirement. In addition to being a full-time school psychologist, instructor David Holdefer has been a successful independent investor for over 25 years. $89** (includes $40 in fees*)
Mon 7pm-9pm, Sep 15-Sep 29
#8853   XE 192 6343 Gateway Campus

Register Now

Investment Strategies: The Basics and Beyond
Are you confused about your financial future? Would education and guidance give you the peace of mind to deal comfortably and confidently with your money? Take the confusion out of investing by learning how stocks, bonds, mutual funds, annuities, options, investment strategies, and evaluation and minimization of risk would benefit you in today’s economy. Instructor: Merle Ross, M.Ed., MBA, CFP, ChFC. $89 (includes $40 in fees*)
Tue 7pm-9:30pm, Oct 7-Oct 14
#5730   XB 408 6647 Gateway Campus

Register Now

Little-Known Secrets of Paying for College
Learn how to send your child to the college of his/her dreams without bankrupting your retirement. Debunk myths such as in-state schools being more affordable than private schools. Learn how college financial aid (including FAFSA and CSS Profile) is calculated. Learn strategies for repositioning your assets to minimize the amount the government determines you can afford to pay. Find out how to use the IRS to fund college through “tax scholarship.” Gain the tools and knowledge to meet your goals. $59** (includes $40 in fees*)
Thu 6:30pm-9pm, Oct 16
#5748   XE 354 6654 Gateway Campus
Thu 6:30pm-9pm, Nov 20
#8843   XE 354 J1414 Laurel College Center

Register Now

Financial Stability: Wise Women Know More ★NEW!★
This course is designed for women in transition. It will assist you in planning for the unexpected. Estate planning, tax deferred investments, 401Ks and IRAs will be discussed from a woman’s perspective. The information shared should assist you, regardless of whether you are retiring, divorcing, selling a business, beginning to collect Social Security, etc. The seven strategies taught during the class will help you to take control of your financial future. Instructor: Roger Desai 1.5 CEUs. $49 (includes $40 in fees*)
Tue 7pm-9pm, Sep 23-Sep 30
#8861   XB 225 6347 Gateway Campus
Register Now

Estate Planning: Special Needs Families ★NEW!★
This seminar will focus on the unique estate planning challenges faced by families with children of all ages who have special needs. The class will address how parents and relatives can use traditional estate planning vehicles and third party trusts to set aside assets for their children in a manner that will enable them to qualify/remain eligible for needs-based benefits (SSI, Medical Assistance, etc.) and provide a source of funding to meet supplemental needs. Learn how a second type of trust, a first party special needs trust, can be established to hold the child’s existing benefits (malpractice judgment/settlement, inheritance, UTMA accounts, pre-disability earnings, etc.). Instructor Edward Law, a practicing attorney with an L.L.M. in taxation, is an expert in this area of estate planning. $39** (fee based, no waivers)
Tue 7pm-9pm, Oct 21
#8832   XE 185 6336 Gateway Campus

Register Now

Imagine: Your Life Without Limits
Is the idea of retirement weighing heavily on your mind? Are you concerned about the transition from a structured work life and the cost of retirement? Imagine “your life without limits.” Visualize and document your core values, hopes and dreams to prepare for what lies ahead. Communicate expectations for the future with your partner. Make plans for a rewarding and fulfilling retirement by learning to address your physical, mental, spiritual and financial well-being. This workshop is designed to incorporate your dreams and goals for the future with a new or existing financial plan. Ensure that your future dreams are within reach. This course is FREE, but you must register. 
Sat 10am-12:30pm, Oct 4
#5767   XE 599 6484 Hickory Ridge

Register Now
 

Course Notes
*Fees not eligible for waiver.
**Neither XE courses nor their fees are eligible for waiver.
(S) = Supplies needed. Instructor will provide list at first class.
(T) = Textbook recommended or required. Purchase at HCC Bookstore or online before first class.








Privacy & Security Policy | Site Map | How are we doing?Advanced Search | Staff Directory | HCC Express.net

© 2012 Howard Community College
10901 Little Patuxent Parkway • Columbia, Maryland 21044
Tel. 443-518-1000 Welcome Center
Tel. 443-518-1200 Switchboard | TTY users call via MD Relay 7-1-1
Howard Community College is an Equal Opportunity Institution